Hi Ian, Thanks for taking the time to write us here. Rainier Arms specializes in high-end AR15 parts, AR15 accessories, AR15 grips, AR15 stocks, AR15 uppers, AR15 lowers, AR15 barrels and much more Why pay for the full purchase upfront when you can have smaller monthly payments? Will not use Credova again, Hi Bob, Thank you for writing the team. Call 833-273-3682 | Email info@credova.com | Visit www.credova.com Review the Credova Privacy Policy found at www.credova.com/privacypolicy. -Team Credova. CB. Payoff your principal in 90 days and you pay no interest. you hit me with 17% deal. Thanks for being such a great customer, we're grateful to have you as a part of our Credova family! The set up and approval was easy. Great customer service. Your lease can be paid off early without penalty. Pay off your principal within the 90-day promotional period and you pay no interest. Not a huge issue, because I thought I could change the monthly payment to an amount that would pay the total amount off during the 3 months. Where I can pay it off before the interest kick in. Keep in mind, not all offers are 90 day interest free. Their contracts are loaded with clauses that will bite you in the ass! -Team Credova. My fault for not reading the fine print. 2023 Credova Financial, LLC. Also the low amount given(loan), makes your options slim to buy anything. -Team Credova. Even though the app showed me a payoff amount, which I paid off promptly, they still want to charge me over $800 for the rest of the lease even though i made the payoff on the app early. This is actually a Zero star review. If you sign up and download Credova's app, you can easily track your activities, payment history, and contracts. Helps me keep my wife from being angry of buying new tools! One of the easiest financing programs I've ever used. This process worked seamlessly for me. Rainier Arms on Instagram Welcome to Credova. We would love to discuss this with you further if you're open to it! This was my third time utilizing Credova. I was wrong. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. Review the Credova Privacy Policy found at www.credova.com/privacypolicy. Next week went to pay it off to save money. My collection is getting heirloom quality and someday my children will appreciate it. Thanks so much in advance! Hi Keith, Thanks for the great review. Ill admit I didnt My purchase was for roughly $750. This is not how to do business CREDOVA I hope you get ahold of me because Im not paying tell I get some answers. We're always open to any feedback and appreciate you taking the time. Each time I called Credova, the agent was friendly, knowledgeable, and helpful. WRONG, if you don't pay the full amount in 30 days, you must pay 75% of the money they would get over 12 months. Buds gun shop clearly shows all 4 guns I have bought are paid 100% in full via my bank account. One of our support agent would be happy to look into this further! Auburn Proceed with caution. Thanks to Credova and their partner Alabama Credit Union I don't have to wait. Apply online 24/7 for financing approvals in seconds. -Team Credova. 2023 Trustpilot A/S. I literally just closed the account like Friday and checked today it shows completed but for some reason they deny me? And I just opened another line of credit a couple days ago. Washington If you need to make a return, please reach out to the merchant you purchased from to determine their return policy. We'll send you a verification code via SMS. Do you mind calling in to our support team and referencing this review so we can best assist you? Now I can relax a little and have a better work/life balance which I really appreciate. Credova Financial, LLC, NMLS ID 1818530. Thank you for writing the team. I had to change the seller several times because the item I wanted would sell out so fast. The only reason I was considering using Cordova was, I was having an issue with by bank card and was wanting the item now. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. Went great the 1st time so I'm back. -Team Credova. Youre never locked in full term with the ability to buyout anytime, or spread your payments out over the full length of your contract so you can Buy Now and Pay Later! Thumbs up from me., Approved right then and there, but what I liked was the questions they asked just to make sure I was who I said I was. -Team Credova. A lot of places nowadays dont offer layaway or if they do its only 45 days. We'll send you a verification code via SMS. I shouldn't have to go through 30+ minutes of my lunch to payoff a debt. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Hi Hermi, thanks for reaching out to us here. Opened 02/22 (pandemic closures) credit balance of $6,603 not my debt. Never felt so scammed by both BudsGunShop and Credova. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. At checkout when told to check on Credova payment method, I could not Make Payment- it took me to a new request to apply for loan, which was refused as I already have an approved loan. Thanks for taking the time to review us, it sure means a lot. With a RISC, you are purchasing the titem and agreeeing to make installment payments over a specific term plus any associated interest rate. Their contracts are loaded with clauses that will bite you in the ass! luckily I was within my 30 day buyout guarantee, I'm in the process of buying out now. I just didnt want it to get buried. Very easy! Anyone can write a Trustpilot review. Contact Credova Customer Service at 833-273-3682. Thanks!-Team Credova. Companies can ask for reviews via automatic invitations. Thanks Credova for make it possible!!!! Here are 8 tips for writing great reviews. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Give your customers the buy now, pay later options they want. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Our support team would be happy to answer any questions you might have regarding your previous order. It means a lot to us reading reviews like this. Company. Thank you for this 5-star review! Gotta love these guys at Credova. .y oy complaint is that I'd you want to pay early or do a separate transaction, they will charge you ten dollars, but hey, they gotta make money too. Hey Mel, thanks for taking the time to leave this thoughtful review. STEP 2 See how much you can spend Get approved without affecting your credit score. Very confused right now I love this company I have purchased 2 off them back to back my wife has used them twice back to back never a missed payment always payoff early I just paid off my account the other day it shows completed so I went applied for new credit excited to get a new addition to my collection only to be denied and I cant imagine why? All rights reserved. Fast approval. However, payments over the phone or online will always incur a $10 charge. Have a wonderful week. Yes, you can finance a firearm out of state. So I paid off early (within 2 months) hoping to save some money and use them again. But Im showing balances on both websites. The interest rate is the amount charged, as a percentage of principal, by a retailer to a customer for the ability to pay for an item over time. 2023 Trustpilot, Inc. All rights reserved. We really appreciate you taking the time to write this review. Thank you for taking the time to write us. THANKS CREDOVA!! Felt secured and I would definitely use again.. We hope to see you around here again soon, too! Read the contract and understand what you are signing up for. We hope to see you around here again soon, too! Payments are required at minimum once a month on your scheduled due date. All Rights Reserved. The retailer I was purchasing from offered Credova. . Update they contacted me I called them and I was eligible for a different payment option and they are crediting me back a few hundred. We understand your concerns with fees. Thanks again, Credova gave me an opportunity to own products that I would not have been able to afford if I had to pay for them outright in full. Please don't make this mistake. We hope you'll be back for a fourth! Great customer service. Reply from Credova. Man was it easy! That's 5% of my payment! Hi Hermi, thanks for reaching out to us here. Even if you have bad credit, thats ol. They are now claiming I owe them $507 and will start auto debiting my account the payments I WOULD have had if I made the purchase through them. No closed end consumer lease offer provides the 90 day promotional interest free period. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Ill just make extra payments each month for 3 months to make up the amount..so I thought. violated my personal identity 18 u.s.c1028.4 identity theft 15 u.s.c **************************************************************************************************** government agent. I have a great credit score rating, and thats what lead me to apply. See our Privacy Policy to learn more about our privacy practices. We did reach back out to you per your request to try and assist you further, if you still have questions about your account please give us a call at 833-273-3682 or email us at info@credova.com. TOTAL RIP OFF! 22 complaints closed in the last 12 months. In order to best assist you, do you mind reaching out to our customer support team at 833-273-3682, via email at info@credova.com, or by the chat feature located on our website? Credova considers all credit types in the approval processs and some financing providers accept bad credit, it entirely depends on the financing provider. Pay it off in 90 days and there is no interest. Youi can also email support at info@credova.com or visit Credova website at www.credova.com and select the Chat feature from the homepage. This was my first time using Credova. Hi Tyson, thank you for reaching out here. Hi Thomas, What a great review! We're always open to any feedback and appreciate you taking the time. Without them I may not have been able to get the item I wanted. Thank you for being about of Credova. My 2nd time using Credova. I will never use again Im paying double what my item was because they failed to inform my total tell the end of purchase and now Im giving them free money at this point and will never use again. Called to see what that was about, and they informed me that I did not call back and confirm I was paying it off even though I told them I was, and they heard me ask for the payoff and saw it post the same day. I had to change the seller several times because the item I wanted would sell out so fast. I will just make it go away before that happens. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. If you're open to it, please email us at info@credova.com and reference this review. Hope you have a great day! Yes it is more expensive in the long run, but again I did read it before signing it and agreeing to the terms, so anyone complaining about the APR did not read the contract and also did not read about the pay off. This one purchase will be the last unfortunately. -Team Credova. I called to make my early payoff option and the customer service representative I talked to was very nice and polite as she told me I owed $1500 to this . Better yet, get approved with no credit impact. Please reach out to our customer support team at info@credova.com, chat in via our website, or by phone at 833-273-3682. We weren't able to locate your account on our side. Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? Now they are saying I need to pay ******** financial services. While this can be done, there is a $10 fee for each additional payment beyond the auto-draft payment. However, payments over the phone or online will always incur a $10 charge. Customer service . I always pay off during the no interest period. . Absolutely waste of money ! Not at all. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. STEP 1 Fill your cart Shop your favorite stores and then select Credova at checkout. Awesome deal and will certainly use again. Have a great day! I've used the early payment system and that is such a great way to have short term finance option!Highly recommend their services. Hi David, We truly appreciate you taking the time to leave us this review. Its just not worth it, $520 now for $1,129. If you have any questions about your financing or need assistance with your application, please reach out to Credova support at 833-273-3682. Went back a third time was inside the 90 days went to get the payoff and they informed me that I had not exercised that option in the contract so it wasn't applicable, so I said give me the pay off and I want to be done. Made getting what I wanted so much easier. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. The following data may be collected and linked to your identity: The following data may be collected but it is not linked to your identity: Privacy practices may vary, for example, based on the features you use or your age. I've used them at least 3 times. Rainier Arms on Facebook We have been working closely ************************ to ensure this information is removed from your credit. Here are 8 tips for writing great reviews. Do you mind calling in to our support team and referencing this review so we can best assist you? CUSTOMER SERVICE. Financing Redefined! This was my third time utilizing Credova. Credova is the worst. Applications can be filled out from any device with an internet connection. I will not be using them for future purchases and want as many people as possible to know how they are. -Team Credova. Consumers can choose from a variety of financing options during the. 535 people have already reviewed Credova. Theres no way to change this amount. -Team Credova, Dislike..charge you extra to make an Additional payments.. also can only Have one loan at a time ..ive tried to Add another purchase to loan even with very Good credit..wouldnt let me, Hi Chris, Thank you for taking the time to share your feedback. Rate and information provided are subject to underwriting guidelines and applicants creditworthiness as established by their credit profile. You can buyout of your contract at any time. Absolutely disgusted. Rainier Arms on Google A member of our team will be happy to address any questions and concerns you might have. Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? 98002. Yes it is more expensive in the long run, but again I did read it before signing it and agreeing to the terms, so anyone complaining about the APR did not read the contract and also did not read about the pay off. Feel free to email us at info@credova.com. We hope to see you around here again, soon!-Team Credova. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Review the Credova Privacy Policy found at. Hi Dempsey, we understand your concerns when it comes to financing online. Our 2022 Transparency Report has landed Got the email where to pay threw Credova. The 3rd payment they only took the minimum amount due and charged me the interest for the entire purchase. The process was simple for a first time user of Credova. *Not all offers are 90 day interest free. Hi Rob, We're so glad you can relax a bit more and have a better work/life balance. Im happy that they approved me for my purchase, but with their option I purchased something that was 1600$ financed and the amount that will have been paid at the end was 3800$. However, payments over the phone or online will always incur a $10 charge. The platform is providing buy now, pay later solutions to merchants with both brick-and-mortar retail locations and an integrated API eCommerce solution. If required, you will be able to complete your first payment at checkout. I recommend them and will use it again in the future. Whether you are using a RISC or closed-end consumer lease, you can payoff your balance at anytime and there are never any prepayment penalties! Hi Roland, thank you for taking the time to leave a review. Review Credova disclosures and offer details within the Credova API. I was only restricted to pay the minimum of $59.96 even after typing in the desired amount I'd like to pay. service@crenova.net Once received your e-mail, we will make a reply as soon as possible. We were not able to locate your account in our system, do you mind reaching out to the Credova support team so can address any concerns mentioned in your review? Helps me keep my wife from being angry of buying new tools! I paid an extra 180 something dollars to put towards the loan that I didnt need but I was just trying to pay it off faster, so I want to know if Im getting that money back and also if my contract is done. Hi there, thank you for taking the time to share your feedback. I thought I would have to wait until I saved up the money to buy. Email us anytime and we will get back to as soon as possible. During that time period, due to nonpayment, your account was placed in collections with ************************, LLC. We were able to see that a member of our support team has been in touch and was able to accommodate any concerns. I was a little afraid at first to access this with my information. Hi Vanessa,Thank you for writing us. There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. This process worked seamlessly for me. Just putting the info out there for others who are thinking about financing with crediva. Thanks for being such a great customer, we're grateful to have you as a part of our Credova family! Hi there! Please review your offers carefully prior to completing your agreement. The company providing this should be forcibly closed, and the designer should be charged with fraud or theft.That said, I called and paid off with a credit card. I wasn't planning on financing from budsgunshop, but when I saw the option, I figured I'd give it a try. It goes against our guidelines to offer incentives for reviews. Keep in mind, not all offers are 90 day interest free offers. I know nothing about guns, gun laws, or gun safety, but it's my right to buy one so I'm going for it. This means, you will have to pay any and all incurred interest. Call Us USA1: 909-569-5451 ( 9:00-20:00 EST) / USA2: 323-250-0585 ( 20:00-9:00 EST ) if we haven't answer you quickly you can also left us a voice message we will get back to you once we are online thanks I always pay off during the no interest period. Dear ****, We understand the impact credit reporting has on our customers and we take all claims seriously.Credova has reviewed our records pertaining to the contract you electronically signed on 1/14/2022 with Credova Financial, LLC, and your subsequent return request.Our representatives informed you on 1/18/2022 that all returns or contract cancelations must be requested through the retailer. JavaScript seems to be disabled in your browser. This is painful and very unprofessional. LearnMore. used them same as cash option first two times. Its fast and convenient. Sign up for our newsletter now for product updates and specials. I have been nothing but a great customer to them. We understand your concerns with fees. We do see you were able to speak with Monterey regarding your payments, however, we are always open to feedback and would like to learn more about your experience. . Welcome to Credova Enter your phone number. Credove is partnered with a network of financing options that offer retail installment sales contracts (RISCs) and/or cosed-end consumer lease agerements. I did not get it. Terrible business practice to not tell me who to pay. This land/building (Gallitan County property number 06-0798-01-3-02-18-7000) Has been owned by ASPEN CROSSING COMM CONDO MASTER since 10/11/2022. Please review your offers carefully prior to completing your agreement. Have an awesome week! You purchase something for $900 and over 12 months you will pay 1600. Keep in mind that you may quickly take care of a number of routine account updates, such as paying your bill and checking your balance through CREDO Mobile's helpful short codes or by simply signing into CREDO Mobile member services. You can also email support at info@credova.com or visit the Credova website at www.credova.com and select the Chat feature from the homepage. I checked them out and decided NOT to use them. Hi Randy, We appreciate you taking the time to leave us your feedback, we always value all questions, concerns, and suggestions our customers leave us. This process worked seamlessly for me. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. -Team Credova. Ill end up paying $30 extra to make additional payments during these 3 months. The platform is providing buy now, pay later solutions to merchants with both brick-and-mortar retail locations and an integrated API eCommerce solution. Mobile Phone Number. Be aware that Credova will charge a $10 fee when making any payment online. We hope you'll be back for a fourth! . No complaints at all., This is the fourth time I have used Credova and I will continue too!! window.__mirage2 = {petok:"Wa9EhHAatuncIzPcptYoigTTychr7lxwq.L4p2uiavo-1800-0"}; If you ever have any concerns about our service, please don't hesitate to reach out to our support team at 833-273-3682 or via email at info@credova.com and a customer support agent will be happy to help. Reply to Credova. at www.credova.com. Phone Number +1-833-273-3682 Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. Rate and information provided are subject to underwriting guidelines and applicants creditworthiness as established by their credit profile. purchase process thanks to the Credova platform and integrated API solution. Have a great day! Just happy that there are still companies that appreciate and respect the second amendment in this country. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. Select your preferred retailer during the application process. If you choose to finance with a company offering a closed-end consumer lease, with each monthly payment, you will pay leasing fees. -Team Credova. Hi Vanessa,Thank you for writing us. You think you will purchase something and pay it off early. Every purchase has been smooth and quick. The only reason I did it was to free up cash for Christmas. never again ! 100% INTEREST RATE THEY DONT PROVIDE YOU WITH UNTIL YOU SIGN THE CONTRACT!!!! You now owe them $525 for a 5 week loan on $900. Your fee to pay online is ridiculous. Daily 6AM . I would recommend them to everyone. I'm amazed that I can get a loan to buy a semi-automatic firearm. Rainier Arms on Twitter VISIT. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options. I thought I would have to wait until I saved up the money to buy. No complaints at all., This is the fourth time I have used Credova and I will continue too!! Thanks for taking the time to leave us a review. If you have any questions about your financing or need assistance with your application, please reach out to Credova support at 833-273-3682. Hi Tammy, We're glad to see you have a great time using Credova for the first time. Well guide you through the process. We're so glad to have you as part of the Credova family. Chicago Aurora Naperville Contact Info. It's easy to apply and easy to make your purchase. International Association of Better Business Bureaus. Our support team was able to take a look and both accounts are now closed and paid in full. Stay away!! Having said that, I have a few big issues. I would highly recommend Credova., Easy approval with financing or lease options. Easy and hassle free!, Was able to make a purchase using their services. I've used the early payment system and that is such a great way to have short term finance option!Highly recommend their services. Certain restrictions may apply. -Team Credova. First experience was great. Do you mind reaching out to our support team at info@credova.com and referencing this review? Simple straight forward process with no hit to your credit .. they set up an affordable payment plan based on the purchase price of your weapon .. going to do more business with Guns.com in the future for sure Thanks, We're so happy to hear you're happy! I'll continue doing business with Credova as long as they're willing to keep providing these unique opportunities., Great customer service. Credova FAQ; Credova FAQ. option, you know your terms up front and can shop for what you want, when you want and then pay over time. Paid my loan back early and they gave me a pre-approval 3 days after I paid it off. Have a great day! The interest rates and payment options are just gut wrenching (way to high). With Credova's easy to use buy now, pay later payment We understand your concerns with fees. Youre never locked in full term with the ability to buyout anytime, or spread your payments out over the full length of your contract so you can Buy Now and Pay Later! Copyright 2023 Apple Inc. All rights reserved. VERY DECEPTIVE COMPANY. I really like that option., Really want a product Bud's carried but didn't have all the money at once so I used this service and they have been fantastic. We're reachable at 833-273-3682 or via email at info@credova.com. We're reachable at 833-273-3682 or via email at info@credova.com. You think you will purchase something and pay it off early. They charged me $10 on a $200 payment. Just putting the info out there for others who are thinking about financing with crediva. BBB is here to help. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options.-Team Credova, The purchase was made so easy with this lender! I did contact your customer service team. *No closed end consumer lease offer provides the 90 day promotional interest free period. -Team Credova. We do see you were able to speak with Monterey regarding your payments, however, we are always open to feedback and would like to learn more about your experience. Thank you.-Team Credova. Have an awesome week! I borrowed 700.00 and I paid 1,400 back.Yeah seems fair. Easy to use and get approved.. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. I also called Credova and they wanted to transfer me back to Monterey with an "oh I'm sorry, we don't take payments here". 531A Upper Cross Street #04-95, Hong Lim Complex, Singapore, 051531 SINGAPORE +65-82127414 inquiry@credevo.com Copyright @ 2015-2023 credevo.com Terms and conditions Privacy Policy Hope to hear from you! You purchase something for $900 and over 12 months you will pay 1600. Dear Mr. ********************* have reviewed your response and continued our investigation into your allegation that this contract was the result of identity theft. In less than five seconds I had an answer. Call 833-273-3682 | Email info@credova.com | Visit www.credova.com Features APPROVALS IN SECONDS Apply online 24/7 for financing approvals in seconds. With a closed-end consumer lease, you are leasing the items from a lessor and have the option to purchase the item during the course of the lease. It means a lot to our team to read that you've used our service three times now. Make sure you pay your lease off with the in 30 days because exactly when the 31 day mark comes you are literally paying double whatever was originally leased to you. With the option to pay in 90 days same as cash, I saw it as a no brainer. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

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